Top 7 Most Trusted Online Consumer Loan Apps Right Now

TPB Fico is a financial brand under Tien Phong Commercial Joint Stock Bank, widely chosen by customers for their consumer loan needs. Offering the best interest rates and a seamless borrowing experience, TPB Fico has become a go-to platform since its launch in 2017, helping many Vietnamese access internationally-standard secured consumer loans. The company aims to offer a modern, efficient service with the goal of assisting customers in achieving better financial stability.

TPB Fico operates with a focus on ease and speed, ensuring customer satisfaction through competitive rates and professional services. The brand is committed to supporting clients during challenging times, with a focus on mutual respect and long-term partnerships. TPB Fico stands out in the market with its fully automated system and a customer service team that strives to exceed expectations.

Key features of TPB Fico include:

• Quick and easy process: Loan disbursement within 24 hours of application
• Simplified paperwork: Only two personal documents needed for loan registration
• Transparent, low-interest rates: Clear communication of loan details before any transactions are made

CONTACT INFORMATION:

Address: 163 Le Dai Hanh, Ward 15, District 11, Ho Chi Minh City
Phone: 19006 36633

Email: [email protected]
Website: https://tpbfico.com.vn
Fanpage: www.facebook.com/TPFicoOfficial

App download links:

• App Store: https://apps.apple.com/vn/app/tpfico-mobile-for-customer/id1516581212
• Google Play: https://play.google.com/store/apps/details?id=fico.mobile4cust

HD Saison is an online financial loan application that is highly regarded for its user-friendly and convenient features. Offering competitive interest rates and flexible repayment terms, it has strengthened its presence in the market by providing quick solutions for financial needs. Founded in 2007, HD Saison has always aimed to revolutionize the approach to personal finance, helping Vietnamese citizens improve their lives while professionally managing consumer loans.

The company's business philosophy places the customer at the center, prioritizing customer satisfaction to develop professional services that offer various benefits to the market. In addition to providing rapid consumer loans through vehicle registration, HD Saison now offers additional services such as insurance, money transfers, bill payments, and more. All processes are executed efficiently with a dedicated team of staff always available to offer tailored financial solutions.

With a solid capital base, HD Saison is a trusted option for customers seeking financial assistance. The company continues to grow, offering several key benefits, including:

• A young, experienced team providing quick and personalized support
• A nationwide network of professional branches with easy-to-understand processes and simple paperwork
• Advanced and convenient technology for a seamless user experience

CONTACT INFORMATION:

Address: 8th, 9th, and 10th floors, Gilimex Building, 24C Phan Dang Luu, Ward 6, Binh Thanh District, Ho Chi Minh City

Phone: 19005 58854

Email: [email protected]

Website: https://www.hdsaison.com.vn

Fanpage: www.facebook.com/HDSAISONFinance

App download links:

• App Store: https://apps.apple.com/vn/app/hd-saison/id1589425903
• Google Play: https://play.google.com/store/apps/details?id=com.finos.hdsaison

Tima is a leading online consumer finance platform in Vietnam, known for its fast and flexible approval process. Customers can easily receive funds in their accounts within 24 hours. Tima also offers various loan packages with competitive interest rates and repayment terms up to 36 months. With a focus on quick disbursement and professional advice, it provides a seamless financial service experience.

Currently, Tima partners with many major banks in Vietnam to offer the best services to customers. The company aims to become Vietnam's top digital financial marketplace, promoting inclusive finance through advanced technology and a dedicated team. Tima is committed to listening to its customers and providing tailored solutions, while continually developing technology to streamline all processes.

Benefits of borrowing from Tima:

• Simple process: Leveraging technology, Tima enables users to conduct transactions online. The quick process and flexible lending terms make it easy to access funds.
• Fast disbursement: Once the process is complete, Tima contacts customers to disburse funds immediately, either online or in cash through over 4000 transaction points.
• Reliable financial support: Tima ensures safety and transparency, providing customers with all relevant information about their loan, interest rates, and associated costs.

CONTACT INFORMATION:

Address: 275 Nguyen Trai, Thanh Xuan District, Hanoi

Phone: 19006 33688

Email: [email protected]

Website: https://tima.vn

Fanpage: www.facebook.com/TimaFinanceOfficial

App download links:

• App Store: https://apps.apple.com/vn/app/tima-%C4%91%E1%BA%A7u-t%C6%B0/id1447341658
• Google Play: https://play.google.com/store/apps/details?id=vn.tima.merchant

Mcredit is a trusted financial company, partnered with the Military Bank (MB) and SBI Shinsei Bank, aimed at providing top-quality financial services in Vietnam. With a customer-centric business strategy, Mcredit offers a range of products and services via an intelligent digital platform. Clients can easily access personal loan services, installment loans, and credit cards, benefiting from competitive interest rates, superior products, and fast approval processes.

To meet customer needs, Mcredit has developed over 26,884 payment points through platforms such as Payoo, MoMo, Viettel, and VnPost. With a solid foundation and clear strategic direction, Mcredit ensures a top-tier service experience. The company's skilled and dedicated staff ensure that all financial processes are completed quickly, with disbursements made within hours.

How to apply for a loan with Mcredit:

• Customers submit their request via the hotline or website
• A consultant will contact the customer and provide guidance on the application process
• The company processes, approves the application, and disburses the loan

CONTACT INFORMATION:

Address: 9th, 10th, 11th, 12th Floors, MB Bank Building, 21 Cat Linh Street, Dong Da District, Hanoi

Phone: 024 7108 6888

Email: [email protected]

Website: https://mcredit.com.vn

Fanpage: www.facebook.com/McreditVietNam

App download links:

• App Store: https://apps.apple.com/vn/app/mcredit-tài-chính-thông-minh/id1549161793
• Google Play: https://play.google.com/store/apps/details?id=com.mcreditvn.superapp

Almost all users today are familiar with the MoMo E-Wallet. It's one of the most widely used digital wallets in Vietnam, known for its convenience and security. MoMo is more than just an electronic wallet for easy, quick, and convenient payments with various offers; it also provides a 'buy now, pay later' feature, offering fast and reliable loans. Through the platform, you can choose from different consumer loan options, including Fast Money, a service provided by Power Finance Joint Stock Company (also known for Easy Credit), in collaboration with Amber Fintech, offering consumer loans directly on the MoMo app.

By using the consumer loan service on the MoMo E-Wallet app, users can meet urgent financial needs with simple procedures that still maintain transparency and reliability. Loan amounts range from 2 million to 10 million VND, with payment terms up to 7 months and competitive interest rates. Customers can repay the loan in installments without complicated paperwork, income verification, or delays. The lending service is reliable, and user information is securely protected.

CONTACT INFORMATION:
Address: Phu My Hung Tower, 8 Hoang Van Thai, Tan Phu, District 7, Ho Chi Minh City

Phone: 19005 45441

Email: [email protected]
Website: https://momo.vn
Fanpage: www.facebook.com/vimomo
App download links:

• App Store: https://apps.apple.com/vn/app/momo-chuy%E1%BB%83n-ti%E1%BB%81n-thanh-to%C3%A1n/id918751511?l=vi
• Google Play: https://play.google.com/store/apps/details?id=com.mservice.momotransfer

Viettel Money is a comprehensive digital financial ecosystem offering a wide range of services. Developed by Viettel Group, this mobile wallet allows users to quickly and easily conduct transfers, deposits, withdrawals, and online shopping. The app also provides consumer loan services, offering a safe and convenient solution for Viettel subscribers to access loans of up to 80 million VND without needing proof of income. Simply download the Viettel Money app and create an account to get started.

Viettel Money users can easily connect to loan opportunities of up to 80 million VND, with loans provided by trusted financial institutions or banks partnered with Viettel across the country. The service supports installment payments, adding to its reliability and trustworthiness. However, customers must meet specific age and income criteria to qualify for loans, and detailed advice will be provided by customer service representatives to guide users through the loan process.

CONTACT INFORMATION:
Address: 01 Giang Van Minh Street, Kim Ma Ward, Ba Dinh District, Hanoi
Phone: 1800 9000
Email: [email protected]
Website: https://viettelmoney.vn
Fanpage: www.facebook.com/ViettelMoney
App Download:

• App Store: https://apps.apple.com/VN/app/id1344204781?mt=8
• Google Play: https://play.google.com/store/apps/details?id=com.bplus.vtpay

Timo Digital Bank is a modern digital banking application developed by Timo in collaboration with Viet Capital Bank. The platform aims to guide users towards financial freedom by offering an easy and convenient digital banking experience. With Timo, users can transfer and receive money, recharge accounts, pay bills, shop online, and manage their expenses—all within a single app. It even allows users to pick up their payment cards at their own convenience. Furthermore, Timo offers a consumer loan service that saves both time and money.

With the consumer loan service at Timo Digital Bank, you have multiple loan options, including an unsecured loan option. The process is simple, fast, and requires no income proof or collateral. Just register through the Timo app, and after a brief verification, you can receive a loan based on your account’s credibility, with a maximum limit of 100 million VND. Timo also provides a dedicated customer support team ready to assist with any inquiries about their services.

CONTACT INFORMATION:
Address: 258 Nam Ky Khoi Nghia, Ward 8, District 3, Ho Chi Minh City
Phone: 1800 6788
Email: [email protected]
Website: https://timo.vn
Fanpage: www.facebook.com/yourtimo
App Download:

• App Store: https://apps.apple.com/vn/app/timo-digital-bank/id1521230347
• Google Play: https://play.google.com/store/apps/details?id=io.lifestyle.plus