Depositing money into your ATM card is becoming more convenient and can be done through various methods. Let's explore 5 guides on how to deposit money into your ATM card. You will learn how to deposit cash into ATM cards of banks such as Vietcombank, BIDV, Vietinbank at ATMs, and many other convenient methods.
5 Quick Ways to Deposit Money into Your ATM Card
Currently, there are 5 most convenient ways for you to deposit money into your card simply. For example, depositing at bank counters, via e-wallets, through bank transfers, depositing at bank ATMs, ... Here are detailed guides for you to refer to:
Deposit Money into ATM Card at Bank Counters
This was the most common method in the past because it is quite simple and does not require the use of any phone or application. However, to do this, you have to go to the bank counter. Here is the process for depositing money into ATM cards at bank counters:
Step 1: When you arrive at the bank counter, you will need to take a queue number and wait your turn. During the waiting process, prepare the necessary information in advance. For example, your account number or ATM card number, the amount of money you want to deposit, personal information including ID number, phone number, full name, ...
Step 2: When it's your turn, bank staff will ask you for the provided information and the amount of money to deposit into the card. After checking the cash amount and account information, they will proceed to deposit money into the ATM card.

Step 3: Upon completion, you will receive a transaction confirmation document and sign it. Double-check the information and complete the process. Within 24 hours, the amount will be credited to your ATM account. For depositing money into the ATM card at the bank counter, you should not be careless. Check your account again to see if the money has been deposited and if the amount is correct.
Bank transaction locations are always equipped with security cameras to monitor activities. Let's explore some of the most common security camera models at Mytour:
How to deposit money into the ATM card using LiveBank ATM
LiveBank represents the latest and most modern method of depositing money, offering convenience and efficiency. It enables users to deposit money directly at LiveBank ATMs with a strict, safe, and convenient process. Detailed instructions:
Step 1: First, you need to locate the nearest LiveBank ATM. Select the 'Deposit' button on the main screen. Next, you have 3 ways to verify your identity:
- Method 1: Insert your ATM card into the card slot. Select 'Confirm' to proceed.
- Method 2: Choose 'Fingerprint'. Then enter your ID number/passport number/phone number on the screen. Select 'Confirm'. Place your fingerprint on the fingerprint sensor to verify.
- Method 3: Insert your Passport or ID card into the document scanning area. Follow the instructions on the screen provided by the staff.
Currently, major banks such as Vietcombank, MB Bank, BIDV,... have deployed ATMs on the streets, making it easier to deposit money into ATM cards at these machines.
Step 2: After completing the identity verification, you can prepare cash and proceed to deposit money into the ATM card following the next instructions. Specifically, select 'My account' if you are depositing money into an account at the bank of the ATM. Or choose 'Other account' if you are depositing money into an account at another bank. Then, enter the recipient's account number.

Step 3: The machine will open the cash tray. Stack the cash neatly and place it into the tray to proceed with depositing money into the ATM card.
Step 4: Select 'Count money'. The ATM machine will automatically check and display the amount of money on the screen. Choose 'Confirm' to complete the transaction and deposit money into the ATM card.

Note: For different LiveBank ATM locations of different banks, the instructions may vary. In this case, you can refer to the details on the website of the bank with LiveBank ATM where you plan to deposit money!
Depositing money into the ATM card via e-wallet (MoMo)
Current e-wallets (such as MoMo) allow users to connect with their bank accounts. This serves for more convenient payments. Therefore, you can deposit money into the ATM card via the e-wallet linked to that bank account. Here is a guide on how to deposit money into the ATM card using the MoMo e-wallet:
Step 1: Firstly, access your MoMo e-wallet. On the main interface, select the 'Withdrawal' section. Then, proceed to 'bank transfer' to complete the transaction.
Step 2: Here, choose the receiving bank. MoMo will require you to enter the necessary information, such as card/account number, message, phone number, etc.
Step 3: After that, simply select 'continue' and follow the confirmation steps to complete the process of depositing money into the bank ATM card.
Depositing money into the ATM card via bank transfer method
With this method, you can transfer money from another account to an ATM card at another bank. Alternatively, you can ask your friends or family to transfer money. With this ATM card deposit method (guided on the Vietcombank Mobile Banking app), you can easily deposit cash at any bank without going to a transaction counter or ATM.
Step 1: Firstly, access the Mobile Banking app of the corresponding bank. Proceed to log in to your account.
Step 2: Select the 'Transfer' section (transfer within the bank or interbank transfer). Then, enter the necessary information such as the recipient's account number, amount, and message.
Step 3: Double-check the transaction information and select 'continue' to complete the transfer. Check your ATM account to see if the money has been received to finalize the process of depositing money into the ATM card.

Depositing money into the ATM card at regular ATMs
In addition to the methods above, you can deposit money into the ATM card at regular ATMs of banks such as Vietcombank, MP. BIDV, Techcombank, etc. Detailed instructions are as follows:
Step 1: First, insert your ATM card into the card slot of the ATM machine. Make sure to insert the card correctly and in the right slot. Then, enter your card PIN.
Step 2: After entering your password, the ATM screen will display a series of transaction options. Find and select the 'Deposit into account' option.
Step 3: The ATM will instruct you to insert cash into the cash deposit slot (usually located below the screen). Place the cash horizontally and ensure it is neatly stacked. As you insert the cash, the screen will display the total amount you have deposited. Double-check carefully to ensure the displayed amount is accurate.
Step 4: If the amount displayed on the screen matches the amount you want to deposit, press the confirm button to proceed. The ATM will then proceed to verify and confirm that the transaction is completed.
Note: For some ATMs with upgraded technology, the instructions may vary. In this case, after inserting the card into the slot, pay attention to read the instructions displayed on the screen and follow them accordingly!
Some frequently asked questions
In addition to guiding how to deposit money into the ATM at the bank counter, ATMs of banks like Vietcombank, Vietinbank, MB,... let's explore some frequently asked questions below to better understand this cash deposit method.
How much does it cost to deposit money into an ATM?
The fee for depositing money into an ATM will vary depending on the bank and whether the deposit is made within the same bank or a different bank. Specifically as follows:
Ngân hàng | Nạp tiền cùng ngân hàng (đồng/giao dịch) | Nạp tiền khác ngân hàng (% số tiền nạp) |
Vietcombank | 2.000-5.000 | 0.03% |
DongA Bank | 5.500 | 0.055% |
Techcombank | Miễn phí | Miễn phí |
VietinBank | Miễn phí | 0.01% |
BIDV | 1.000 - 3.000 | 0.02% |
ACB | Miễn phí | 0.01% |
MBBank | 3.000 | 0.045% |
TPBank | Miễn phí | Miễn phí |
Sacombank | Miễn phí | 0.01 - 0.05% |
The fee table for depositing money into an ATM provided here is for reference only. Because this fee may change over time (depending on the updates from each bank).
How long does it take to deposit money into an ATM?
After depositing cash into the ATM, you may need to wait 5-10 minutes to see the money credited to your card (if transferring within the same bank). In the case of transferring money to an ATM from a different bank, this process may take longer, approximately within 30 minutes to 24 hours. If you have not received the money after this period, you should contact the bank directly for assistance.

Can you deposit money into an ATM from another bank?
Yes, you can deposit money into an ATM from another bank. However, the method and fees may vary depending on the related banks. To do this, you can use the 'interbank transfer' feature on Mobile Banking apps. Alternatively, you can also deposit directly at the bank's counter. Note that this transaction may incur fees, and the fee amount will vary depending on the regulations of each bank for deposit services.
In summary, here is a detailed and convenient guide on how to deposit money into an ATM. Hope you will learn how to deposit cash into Vietcombank ATM at ATMs, through bank transfer, via e-wallets, ... and many other useful information. Don't forget to keep up with the latest articles on Mytour!
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