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In today's world, credit cards, especially Visa, have become familiar to everyone, especially those who need to make online payments due to its safety and convenience. If you're considering opening a VPBank credit card, check out the different types of VPBank credit cards and the simple application process outlined below.
VPBank Visa Credit Card
1. Various Types of VPBank Credit Cards
VPBank provides a range of credit cards with diverse credit limits and interest rates to meet the spending and shopping needs of many customers. Currently, VPBank's credit cards include:
- Number 1
- Mastercard MC2: Introduced by VPBank to provide convenience and meet the needs of the younger generation, MC2 offers numerous advantages and benefits such as a maximum credit limit of 70 million, interest-free period up to 45 days, excellent security with EMV chip technology, and a remarkable validity period of up to 5 years.
With a minimum monthly income of 4,500,000 VND and a credit limit ranging from 10,000,000 to 70,000,000 VND, this card comes with an annual fee of 299,000 VND. Hence, VPBank is the bank that caters to credit card applications with lower incomes.
- Mobifone - VPBank Classic MasterCard
- VPBank StepUp: VPBank introduces the international credit card product VPBank StepUp MasterCard to meet the mentioned needs in a single product. The annual fee for this card is 499,000 VND, with cardholders receiving cashback for expenditures, up to 5%, and enjoying a waived annual fee if the total spending in the previous year reaches 60,000,000 VND. However, the minimum income requirement to open this card is at least 7 million VND.
- MobiFone - VPBank Titanium MasterCard
- VPLady: This card boasts numerous outstanding features and is specially designed for fashion enthusiasts. With a credit limit of up to 500,000,000 VND, the annual fee is 499,000 VND. To apply for this card, you need to demonstrate a stable monthly income of at least 7 million VND.
- MasterCard Platinum: Featuring a luxurious design and EMV standard chip for high security, along with specialized features, using this credit card makes customers feel like royalty. To open this card, you must prove a monthly financial income of 15,000,000 VND, with a maximum credit limit of 1 billion VND and an annual fee of only 699,000 VND.
- Mobifone - VPBank Platinum MasterCard
- Platinum Priority
- Vietnam Airlines - VPBank Platinum Master Card: Recognized as the ultimate symbol of global prestige, this card offers a credit limit of up to 1 billion VND and a 45-day interest-free period. If you have a minimum monthly income of 15,000,000 VND, you can easily possess this prestigious VPBank card.
Each type of VPBank credit card caters to different customer segments. For instance, the MasterCard MC2 targets young, stylish, and dynamic customers, providing utilities and meeting diverse needs of the youth such as unique and personalized design. The VPLady credit card is designed exclusively for women.
2. Simple and Easy Steps to Open a VPBank Credit Card
Opening a VPBank Visa Credit Card
* Requirements for Opening a VPBank Credit Card
- Supported Card Opening Regions: Individuals must be Vietnamese citizens or foreigners residing and working in Vietnam.
- Age: All customers must fall within the age range of 22 - 60.
- Income Level:
Mastercard MC2 Credit Card: Requires a stable monthly income of at least 4,500,000 VND.
Setpup and Lady Credit Cards: Require a stable minimum monthly income of 7,000,000 VND.
Platinum and Vietnam Airlines - Platinum Credit Cards: Require a stable income of at least 15,000,000 VND per month.
* Procedures for Applying for VPBank Credit Cards, Visa
- Application form along with the credit card usage contract provided by VPBank.
- Notarized and original identification card, valid passport.
- Copy and original household registration book, KT3.
- Copy of the salary account statement for the last 3 months.
- Original labor contract.
- Utility bills for electricity, water, internet, etc.
After VPBank approves the application, if you meet the bank's requirements, you will be issued the credit card.
With the information shared above, you now know about the various VPBank credit cards and how to open them. However, to use credit cards effectively, understanding credit limits, interest rates, and annual fees is crucial. The credit limit depends on the card type, so refer to your specific card to determine the limit, interest rate, and VPBank annual fee for that card.
The working hours of each branch/transaction office of VPBank vary. You can contact the hotline to accurately and quickly find out the working hours of the VPBank branch or transaction point you want to visit.
Readers interested in Vietinbank working hours can refer to our detailed article below for convenience and ease in managing time for more effective financial problem-solving at the bank.
