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Currently, internet banking services are developed on two platforms: websites and mobile apps. An undeniable fact is that the rapid increase in smartphones has somewhat made Mobile Banking services more relevant.
Understanding Mobile Banking
Exploring the Significance of Mobile Banking in Human Life
1. What is Mobile Banking?
Mobile Banking is a service that allows customers to perform remote transactions through devices such as computers, mobile phones, without the need to visit the bank in person. It is often encrypted in the form of software (app) and is issued by banks or financial institutions.
Mobile Banking - An Efficient Customer Support Service
Mobile Banking can also be understood as a mobile application that enables users to exchange and perform transactions as needed. Nowadays, banks in Vietnam are increasingly focusing on technology development to serve the interests of customers. The evidence is the emergence of a series of Mobile Banking applications that have somewhat significantly changed the face of the banking service industry.
When using Mobile Banking, customers can experience the following benefits:
- Inquiry of card account.
- Transfer within or outside the banking system.
- Execution of credit card balance payments.
- Payment of various bills such as electricity bills, internet bills, phone bills, etc.
- Top-up for mobile cards, game cards, etc.
- Payment for value-added services.
Receive useful notifications such as promotions, account balances, etc.
Mobile Banking offers a variety of conveniences for users
2. Mobile Banking Service Fees
The average service fee applied by banks nowadays is 10,000 VND per month. However, some banks provide this service for free. Below is the fee schedule of some banks for your reference:
3. Should You Use Mobile Banking?
To answer this question, customers need to understand the pros and cons of Mobile Banking services. This form of transaction has outstanding advantages such as:
- Supports managing account balances anytime, anywhere, especially when you are traveling.
- Allows for 24/7 payment and transfer transactions.
- Shortens waiting time by not having to directly visit the bank for transactions.
- Does not require too many complicated procedures, nor obligates the use of complex licenses.
Mobile Banking possesses many outstanding advantages
With the above advantages, it can be seen that Mobile Banking is an excellent financial service. However, Mobile Banking also has some drawbacks that need to be addressed, such as:
Some operations are not yet simplified.
- The stability of the application is not high.
However, nowadays, most banks offering Mobile Banking services have made every effort to perfect their services, providing customers with the best experiences. Here, perhaps customers will no longer have to wonder what Mobile Banking is. Don't forget to register for Mobile Banking services and use them! In addition, have you heard of the term SMS Banking? If you don't understand and don't know how to register for SMS Banking, refer to the article on SMS Banking available on Mytour.
