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There are numerous methods for interbank transfers with Vietcombank, but the choice depends on the transfer conditions. Refer to our guide to select the most suitable transfer method.
Detailed instructions on interbank transfers with Vietcombank
I. Methods for Interbank Transfers with Vietcombank
1. Interbank Transfer from Vietcombank to Other Banks at the Counter
Similar to other banks, Vietcombank's counter services support specific money transfers and general transactions to provide customers with the best services. When conducting transactions at the counter, you only need to bring your ID card or citizen identification card. However, you may need to wait in line as transactions at the counter are served on a first-come, first-served basis.
- More: Vietcombank Working Hours
2. Interbank Transfer with Vietcombank at ATM
Vietcombank ATMs not only allow cash withdrawal and same-bank transfers but also facilitate interbank transfers. Simply locate a Vietcombank ATM, insert your card, and follow the system instructions to transfer funds to another bank account.
3. Vietcombank Transfer via Phone
This method of interbank transfer with Vietcombank via phone helps you save time and allows you to transfer funds anytime, anywhere. However, you need to meet the following conditions.
Conditions:
- Register for Vietcombank's Internet Banking application. You can refer to the registration process for Vietcombank Internet Banking on your phone for easy registration and convenient use.
- Download the Internet Banking application to your phone.
- Phone with Internet connection.
How to Perform Interbank Transfer with Vietcombank via Internet Banking on Phone (VCB IB@nking):
- Step 1: Open and log into the VCB IB@nking application on your phone.
- Step 2: Select the transfer service to proceed with the transfer.
- Step 3: Select the option to transfer funds to a bank outside the system.
- Step 4: Similar to transferring funds within the system, you need to enter complete information into the fields such as recipient bank, recipient name, account number, etc. (Note: Make sure to enter correctly to avoid transferring to the wrong person).
- Step 5: Press the Continue button to proceed with the transfer.
- Step 6: An OTP code will be sent to the phone number you registered. Enter the OTP code and press Continue to complete the transfer.
Note: Vietcombank does not offer interbank transfer via text message, so you will not find any transfer syntax.
4. Interbank Transfer with Vietcombank on Computer
Instead of using your phone, you can easily perform interbank transfers on your computer once you have registered for Vietcombank's Internet Banking service.
- Step 1: Access the Vietcombank website and log in.
- Step 2: Select 'transfer money', then choose 'Transfer money to another bank' as shown below.
- Step 3: Follow the system instructions. However, remember to enter accurate information to ensure the money is transferred to the intended recipient.
II. Transfer Fees with Vietcombank
Compared to same-bank transfers, interbank transfer fees with Vietcombank tend to be higher. All Vietcombank transfer fees below are applicable for Vietnamese dong accounts.
- More: Vietcombank Transfer Fee Types
- Transfer at the bank:
+ Regular transfer fee within account: 0.03% per transaction, minimum of 20,000 dong (below 500 million dong) 0.04% per transaction, maximum of 1 million dong (minimum of 500 million dong)
+ Urgent transfer fee within account: Apply fee rate with amount from 500 million dong and above.
+ Cash deposit transfer fee: 0.06% per transaction, minimum of 25,000 dong, maximum of 2.5 million dong.
- Transfer money via Vietcombank Internet Banking:
+ Transfer fee below 500 million dong: 0.02%, minimum of 20,000 dong.
+ Transfer fee minimum 500 million dong: 0.03%, maximum of 1 million dong.
Hopefully with the sharing above, you have chosen the suitable method for interbank transfer with Vietcombank, knowing the transfer fee for each transfer method.
If you need to transfer money from Vietcombank abroad or vice versa, you need to know Vietcombank's Swift Code. If you're unsure what Vietcombank's Swift Code is or how to use it, you can quickly find the answer in our latest article sharing the newest Vietcombank Swift Code.
