Buzz
Although not among the top banks for high-interest mobilization, ACB remains a reputable joint-stock bank, attracting substantial deposits from individuals and organizations residing in Vietnam.
Guide on opening a fixed-term deposit account at ACB Bank.
To provide a deeper understanding of deposit packages at ACB Bank, Mytour has crafted an article titled: 'how to open a fixed-term deposit account at ACB Bank.' The article will focus on highlighting the similarities and differences among fixed-term deposit packages at ACB while guiding you on how to open a fixed-term deposit account at ACB Bank quickly and accurately.
Opening a fixed-term deposit account at ACB Bank
1. Minimum deposit regulations at ACB Bank
Fixed-term deposits at ACB Bank refer to the amount of money you deposit with the bank for the purpose of savings and profit generation. Upon maturity, you will receive the initial deposit amount along with the interest corresponding to the chosen deposit term.
Currently, ACB stipulates a minimum deposit amount of 1,000,000 VND or 100 USD
2. Fixed-term deposit packages at ACB Bank
The fixed-term deposit products at ACB Bank are designed based on the deposit needs of customers. Specifically:
+ Regular fixed-term deposit: Generate a steady income from your idle funds with flexible deposit terms (1 month, 2 months, 3 months, 6 months, etc.) and attractive interest rates. Upon maturity, the bank will automatically renew your savings book for a new term equivalent to the initial term, and the interest amount will be directly transferred to your payment account at ACB Bank.
+ Flexible online fixed-term deposit: Support online account opening 24/7 with customizable deposit terms based on your preferences (1-2 months, 2-3 months, etc.). Upon maturity, the bank does not automatically renew your deposit but transfers both interest and principal to your debit account at ACB Bank.
Typically, the interest rate for regular fixed-term deposits will be higher than the interest rate for flexible online fixed-term deposits. To learn more about the ACB Bank interest rates, please click on the link for details.
3. How to open a fixed-term deposit account at ACB Bank.
Option 1: Open a fixed-term deposit account at the ACB Bank branch counter.
Bring your ID/passport and the desired deposit amount to the nearest ACB Bank branch counter for personalized advice on suitable fixed-term deposit products from bank staff.
Option 2: Open a fixed-term deposit account on ACB's electronic banking system.
Requirements: You need to possess a payment card at ACB Bank with an account balance >1,100,000 and have registered for the internet banking service of ACB Bank.
Procedure
Step 1: Access ACB's electronic banking system via this link
Step 2: Log in with your username and password to access the ACB online system
Step 3: In the 'deposit' category on the left menu, click on 'fixed-term deposit', select 'open an account'
Step 4: The screen displays information related to opening a fixed-term deposit account. Enter details in the fields (customer information, debit account, fixed-term deposit account information (select deposit term, deposit amount)), click on the 'agree' box
Step 5: Review the information about the fixed-term deposit (Deposit term, deposit amount, opening date, maturity date, interest rate, debit account), enter your login password to confirm the transaction, and select 'agree'
Step 6: The screen displays the successful result of opening a fixed-term deposit account
Opening a fixed-term deposit account at ACB Bank is the first step for you to engage in ACB online savings, manage your deposit account, and quickly close your ACB online savings book. If you have any questions about the article, please leave a comment below, and Mytour will assist you.
