Buzz
Not only does maternity insurance reduce financial pressure, but it also provides the best conditions for maternal and child health care. In case of complications, it offers timely and appropriate solutions. Therefore, maternity insurance is being widely promoted by many insurance agents as a separate package to meet the needs of families planning to have a baby. Among them is Manulife's maternity insurance. To find out whether buying Manulife maternity insurance is a good idea, let's explore the article below.
1. Exploring Manulife maternity insurance.
2. Benefits.
3. Insurance premiums.
4. Waiting period.
5. Tips for purchasing maternity insurance.
1. What is Manulife maternity insurance?
Manulife's maternity insurance is a specialized insurance package developed by Manulife for women planning to have children. When you enroll in this insurance, all expenses during pregnancy will be covered by the insurance. This helps reduce financial pressure and ensures the best health protection for both mother and child.
2. Benefits of Manulife maternity insurance
Benefits of purchasing Manulife maternity insurance
When you buy the Manulife maternity insurance package, you will enjoy superior benefits throughout the pregnancy until a healthy delivery:
- Manulife collaborates with numerous reputable hospitals with high-quality services in 45 provinces and cities nationwide, such as Mytour, Thu Cuc, Phap Viet, Minh Anh Hospital, Tu Du Hospital, providing you with more choices for delivery and check-ups.
- If you have a natural birth, the insurance coverage can reach up to 20 million VND/year.
3. Manulife maternity insurance premiums
Each maternity insurance package, each insurance company offers different benefits, waiting periods, and insurance premiums. If you participate in Manulife's maternity insurance, you can choose to pay premiums ranging from 4 - 10 million VND/person depending on your family's financial conditions.
4. Waiting period of Manulife maternity insurance
Waiting period for Manulife's maternity insurance package
After reviewing maternity insurance packages from various insurance providers, Mytour found that Manulife's maternity insurance has a short waiting period of 270 days before delivery, and in case of maternity complications, the waiting period is 90 days. For Bao Viet maternity insurance, PVI maternity insurance has a waiting period before delivery of 270 days, with a total waiting period of 635 days, while Eroscare maternity insurance has a waiting period before delivery and a total waiting period of 300 days...
5. Tips for buying maternity insurance
Before purchasing maternity insurance in general, and specifically Manulife maternity insurance, you need to understand the following to choose suitable insurance and avoid situations where you are not covered after joining the insurance package.
- When to buy insurance? Many people buy maternity insurance but are not covered because they purchase it too early or too late in pregnancy. If you intend to get pregnant, you should thoroughly research the types of insurance beforehand. According to research, to enjoy insurance coverage, you need to buy insurance at least 270 days before your due date, excluding cases of maternity complications.
- Different insurance packages from each agent offer different benefits, so you need to determine your family's needs and financial conditions before buying insurance.
- Gather comprehensive information about the insurance program, such as benefits, participation conditions, and fees, to see which insurance package suits you best.
After researching and delving into the details of Manulife maternity insurance, you need to consider your needs and financial conditions. If you find it suitable, you can purchase Manulife maternity insurance.
As mentioned earlier, many insurance agents have developed maternity insurance packages such as Bao Viet maternity insurance, Prudential maternity insurance, Bao Minh maternity insurance, etc. These agents operate with credibility and are chosen by many. Depending on individual needs, people evaluate and choose the most suitable insurance package for themselves.
