Top 7 Best and Most Popular E-wallets in Vietnam

ShopeePay (formerly known as AirPay, a subsidiary of Garena) is an electronic wallet developed by Sea Group, integrated into the Shopee ecosystem, which includes Shopee, ShopeeFood (formerly Now), and ShopeePay. With its close connection to these two major ordering apps, ShopeePay easily offers customers exclusive vouchers and discounts.

The standout feature of ShopeePay is its ability to store funds and quickly process payments for orders made through Shopee and ShopeeFood. Additionally, the app handles various functions like most e-wallets, including bill payments, financial bills, mobile recharges, movie ticket purchases, flight bookings, hotel reservations, and even insurance purchases.

Why should you choose ShopeePay?

• Completely free transactions
• Secure with PCI DSS standard
• Versatile payment options
• Attractive promotions
• Fast, convenient, and time-saving

Now that you know what ShopeePay is, don’t hesitate any longer! Download the ShopeePay app now to enjoy numerous benefits and special gifts during festive occasions!

CONTACT DETAILS:

Address:

• Ho Chi Minh City: 24th Floor, Tower 2, Saigon Centre Building, 65 Le Loi, Ben Nghe Ward, District 1, Ho Chi Minh City
• Hanoi: 29th Floor, Lotte Center Building, 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Hanoi
• Da Nang: 188 Huynh Tan Phat, Khu Trung Ward, Cam Le District, Da Nang

Hotline: 1900 6906

Website: https://shopeepay.vn/

App Download Links:

• For iOS: https://apps.apple.com/vn/app/ví-shopeepay/id1032301823?l=vi
• For Android: https://play.google.com/store/apps/details?id=com.beeasy.toppay&hl=vi&gl=US

ViettelPay is developed by Viettel as a Vietnamese payment ecosystem, providing users with a quick, secure, and convenient way to make payments on their phones. Additionally, ViettelPay offers many useful features to meet most daily payment needs, such as paying utility bills, transferring money, purchasing flight and train tickets, and more.

Currently, ViettelPay offers two free packages, enabling users to pay service fees, buy recharge cards, and transfer money (via phone number, card number, account number, or cash transfers at home). The packages are:

• Package 1: This is the basic package for users who register on the ViettelPay app without personal information. It supports essential payment services and is available right after successful registration. You can use it for quick and secure payments, like paying bills or purchasing recharge cards.
• Package 3: This is an upgraded version of Package 1, retaining all features of Package 1, with additional features like money transfers and QR code payments.

The strongest advantage of ViettelPay is its easy and fast money transfer capabilities to most banks. ViettelPay is not only known as a digital bank offering services such as money transfers, withdrawals, card issuance, and deposits but also as a powerful tool supporting various utility and entertainment services.

CONTACT DETAILS:

Address: 01 Giang Văn Minh Street, Kim Mã Ward, Ba Dinh District, Hanoi

Hotline: 1800 9000 (Toll-free)

Website: https://shopeepay.vn/

Email: [email protected]

App Download Links:

• For iOS: https://apps.apple.com/vn/app/viettelpay/id1344204781?l=vi
• For Android: https://play.google.com/store/apps/details?id=com.bplus.vtpay&hl=vi&gl=US

Developed by VTC Technology and Digital Content Company, VTC Pay has become a smart choice for many users. VTC Pay is an e-wallet that allows users to make transactions and exchanges without using cash. This is a global trend in the 4.0 technology era. Available on both web and mobile app platforms, VTC Pay brings users closer to a wide range of wallet services.

Users can make online payments via the wallet using three methods: VTC Pay wallet, domestic banks, and international payment cards. As of now, VTC Pay has successfully partnered with 36 domestic banks and accepts all three international payment methods. This enables users to make payments more easily.

Benefits of using VTC Pay:

• Buy/recharge online game cards
• Pay online bills
• Purchase Vietlott tickets
• Book flight tickets
• Collect vouchers
• Pay financial loans

In addition to these features, VTC Pay also provides users with a detailed record of all transactions and bills, allowing users to track and plan their spending efficiently.

Make secure, simple, and fast payments with all the features available on the app. Let VTC Pay make your life easier.

CONTACT DETAILS:

Address: 14th Floor, VTC Building, 23 Lac Trung, Hai Ba Trung District, Hanoi (VTC MULTIMEDIA CORPORATION)

Hotline: 1900 1530

Website: https://vtcpay.vn/

App Download Links:

• For iOS: https://apps.apple.com/vn/app/ví-vtc-pay/id404108605?l=vi
• For Android: https://play.google.com/store/apps/details?id=com.vtc.paygate.main&hl=vi&gl=US

BankPlus is a digital banking service that functions like an e-wallet, allowing users to perform transactions such as money transfers, shopping, bill payments, savings, and more, all quickly and conveniently while ensuring safety and eliminating the need for cash. This product is a collaboration between Viettel and various banks to offer customers a modern online payment method that is not only convenient but also safe, minimizing financial risks during transactions.

The digital wallet BankPlus is designed with superior features compared to other e-wallets currently available in the market, such as:

• Fast cash transfers 24/7, even on holidays
• Discounted telecommunications payments, with discounts ranging from 4% to 6%
• Paying for utility bills such as television, electricity, and water
• Purchasing phone recharge cards, game cards, and software
• Checking balances and transaction history
• Savings
• Free data for the app, even without downloading it; users can still complete transactions using specific commands.

To offer these features, BankPlus has partnered with 12 banks within the Napas system, including Vietcombank, BIDV, Agribank, MB, VIB, VPBank, ABBank, HDBank, Nam Á Bank, Maritime Bank, LienVietPostBank. Specifically, BankPlus services at MB Bank include Online, Eco, Pro, and Agent packages.

Key advantages of the BankPlus digital wallet:

• Unlike other e-wallets, BankPlus works on all mobile devices, from smartphones to basic phones that only support calling
• Even if the user's phone is locked for calls or in remote areas or abroad, it remains fully functional
• Free data for the BankPlus app, even without internet access, by dialing *123#.

CONTACT DETAILS:

Address:

• Hanoi: 8th Floor – VIT Tower, 519 Kim Mã, Ba Đình District, Hanoi.
• Ho Chi Minh City: 4 Nguyễn Siêu, Bến Nghé Ward, District 1, Ho Chi Minh City.
• Da Nang: 140 Tôn Đức Thắng, Hòa An Ward, Liên Chiểu District, Da Nang.

Hotline: 1900 8099

Website: http://bankplus.com.vn/

App download link:

• For iOS: https://apps.apple.com/vn/app/bankplus/id661973727
• For Android: https://play.google.com/store/apps/details?id=com.bplus&hl=vi&gl=US

At the top of the list, we must mention the MoMo e-wallet. This digital wallet offers a multitude of features in various areas such as Money Transfer, Finance, Travel, Entertainment, and Donations, meeting all the user’s needs. With over 25 million loyal users, MoMo has over 120,000 payment points and more than 30,000 affiliated partners across Vietnam, providing service anytime and anywhere.

The MoMo e-wallet is integrated with 25 local Vietnamese banks and international payment networks such as Visa, MasterCard, and JCB. With fast, convenient, and modern features, you can complete a transaction in seconds with a swipe of your finger, anytime and anywhere. MoMo also frequently offers attractive promotions in collaboration with hundreds of partners, helping users save money on their transactions.

Additionally, MoMo features a user-friendly interface that simplifies all actions, making it easy for people of all ages and professions to use it with ease.

Currently, MoMo is available on both iOS and Android operating systems. With globally certified security technology, MoMo ensures that user accounts are protected at the highest level of safety.

CONTACT DETAILS:

Address: 9th Floor, Phú Mỹ Hưng Tower, 8 Hoàng Văn Thái, Tân Phú Ward, District 7, Ho Chi Minh City.

Hotline: 1900 5454 41

Outgoing Hotline: 028 7306 5555 - 028 9999 5555

Website: https://momo.vn/

Email: [email protected]

App Download Links:

• For iOS: https://apps.apple.com/vn/app/momo-chuyển-tiền-thanh-toán/id918751511?l=vi
• For Android: https://play.google.com/store/apps/details?id=com.mservice.momotransfer&hl=vi&gl=US

ZaloPay is a mobile payment platform, also known as an e-wallet, that allows users to perform online transactions via their smartphones and tablets. Owned by VNG, a Vietnamese technology company, it is integrated with Zalo, which has a community of 70 million users. ZaloPay has rapidly developed and gained a significant share in the online payment market.

Currently, ZaloPay partners with Visa, MasterCard, Vietcombank, Vietinbank, BIDV, Sacombank, Eximbank, SCB Bank, VietBank, JCB, and others.

Notable services offered by ZaloPay include: Money Transfer, Bill Payments, In-store Payments, Mobile Top-up, Easy Shopping, and Donations.

Designed specifically to meet the payment needs of both daily life and business, ZaloPay provides many impressive benefits:

• Send money and make payments directly within Zalo: Transfer money while chatting in the Zalo chat window. Pay for services without downloading additional apps.
• Fast and simple: The process is straightforward, and it only takes a few seconds to complete a transaction.
• Completely free transactions: Free 24/7 money transfers and payment transactions.
• Secure: Meets international security standards PCI DSS and the standards set by the State Bank of Vietnam.
• Diverse services: Hundreds of convenient services, with thousands of payment points nationwide.
• Attractive promotions: Enjoy attractive discounts and deals for all services and partners on ZaloPay.

CONTACT DETAILS:

Office Address:

• 12th Floor, Flemmington Building, 182 Le Dai Hanh Street, Ward 15, District 11, Ho Chi Minh City.
• Headquarters: Z06 Street 13, Tan Thuan Dong Ward, District 7, Ho Chi Minh City.

Hotline: 1900 545 436

Website: https://zalopay.vn/

Email: [email protected]

App Download Links:

• For iOS: https://apps.apple.com/vn/app/zalopay-thanh-toán-trong-2s/id1112407590?l=vi
• For Android: https://play.google.com/store/apps/details?id=vn.com.vng.zalopay&hl=vi&gl=US

The VNPAY e-wallet, developed by Vietnam Payment Solutions JSC (VNPAY), a leading company in electronic payments in Vietnam, launched its latest version in March 2021. This e-wallet is designed for families.

With a user-friendly interface and well-organized layout, VNPAY offers a variety of professional features, making it easy for users to operate the e-wallet. To create a family wallet for loved ones, users simply select the family wallet option and create new member wallets. Each member wallet can access various features on VNPAY, such as payment transactions, online shopping, and more.

As users increasingly embrace modern lifestyles and digital services such as payment, transportation, and shopping, VNPAY has developed a diverse service ecosystem tailored to daily needs. The VNPAY ecosystem spans money transfers, bill payments, mobile top-ups, shopping via the VnShop platform, and more, catering to a variety of daily activities.

One key feature is the QR code scanning function, which allows VNPAY users to pay for goods and services at over 100,000 accepted points using the VNPAY-QR method. For customers who do not have access to VNPAY-QR payment methods, this is an optimal solution. VNPAY-QR is available across various industries, including supermarkets, transportation, telecommunications, healthcare, education, dining, cinemas, and more, providing users with a convenient shopping experience. It is also the only QR code payment system on the market that complies with the “QR Code Basic Standard” set by the State Bank of Vietnam.

CONTACT DETAILS:

Headquarters:

• 8th Floor, 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi
• Ho Chi Minh Office: 10th Floor, Minh Long Building, 17 Ba Huyen Thanh Quan Street, Ward 6, District 3, Ho Chi Minh City

Hotline: 1900 55 55 77

Website: https://vnpay.vn/

Email: [email protected]

App Download Links:

• For iOS: https://apps.apple.com/us/app/ví-vnpay-ví-của-gia-đình/id1470378562
• For Android: https://play.google.com/store/apps/details?id=com.vnpay.merchant&hl=vi&gl=US