Top 9 Best Banks to Get a Credit Card in Vietnam Today

Techcombank is another bank with relatively flexible requirements for credit card applications. With a monthly income of just 6 million VND, you can easily apply for a Techcombank Visa credit card or a Vietnam Airlines Techcombank Visa international card. The credit limit on Techcombank cards is quite substantial, reaching up to 1 billion VND, with an annual maintenance fee ranging from 300,000 to 550,000 VND.

Types of Credit Cards from Techcombank:

• Techcombank Visa International Credit Card
• Vietnam Airlines Techcombank Visa Gold
• Techcombank Visa Platinum International Credit Card
• Vietnam Airlines Techcombank Visa Platinum
• Mercedes Benz Techcombank Visa Platinum International Credit Card

For a more convenient application process, Techcombank provides 24/7 customer support to guide you through the application process and inform you about the necessary requirements.

CONTACT INFORMATION:
Address: 330 Ba Trieu, Le Dai Hanh, Hai Ba Trung, Hanoi
Phone: 1800 588 822 & 1800 6556
Email: [email protected]
Website: https://techcombank.com/
Facebook: www.facebook.com/Techcombank

The credit cards from Sacombank provide easy payment solutions for travel, enjoying luxury services at 5-star hotels, golf courses, and high-end retail stores worldwide. Sacombank credit cards are known for their relatively low-income requirements, with a minimum income of just 3-5 million VND per month.

Types of Sacombank Credit Cards:

• Sacombank Family Domestic Credit Card
• Sacombank MasterCard International Credit Card
• Sacombank Visa International Credit Card
• Sacombank JCB Car Card International Credit Card
• Sacombank Visa Platinum International Credit Card: offering an impressive credit limit of 1 billion VND with an annual fee of 990,000 VND

To provide the best services, Sacombank offers many benefits such as cashless payments, unsecured personal loans, ATM withdrawals both locally and internationally, and 0% interest installment payments.

CONTACT INFORMATION:

Address: 266 - 268 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, HCMC
Phone: 1800 585888
Email: [email protected]
Website: https://www.sacombank.com.vn/
Facebook: www.facebook.com/SacombankHome/

VPBank credit cards are ideal for young customers with a high demand for shopping. VPBank collaborates with 700 strategic partners, offering numerous discounts ranging from 10% to 55% on products and services through the VPBank Card Privileges program.

Depending on the type of card, VPBank offers free or 50% discounted annual fees for additional cards. The annual fee for subsequent years can also be waived if spending reaches the required threshold. To apply for a credit card with VPBank, the minimum monthly income requirement is only 5-7.5 million VND. The maximum credit limit can reach 1 billion VND, with the highest annual fee being just 880,000 VND.

Types of VPBank Credit Cards:

• VPBank MasterCard Mc2 Credit Card: credit limit up to 500 million VND.
• VPBank Lady Credit Card.
• VPBank MasterCard Platinum Credit Card.
• Vietnam Airlines-VPBank Platinum MasterCard: credit limit up to 1 billion VND, annual fee of 880,000 VND.

VPBank always offers competitive interest rates on credit cardholders, ensuring that customers can enjoy flexible spending and improved lifestyle.

CONTACT INFORMATION:

Address:

• 89 Lang Ha, Dong Da District, Hanoi
• Branch system: https://www.vpbank.com.vn/chi-nhanh-va-atm

Phone: 19005 45415

Email: [email protected]
Website: https://www.vpbank.com.vn/

Facebook: www.facebook.com/VPBank/

The VIB credit cards stand out with their modern, sleek design and are generally more affordable than many other banks in the market. With a VIB credit card, customers can enjoy shopping, dining, travel, and spa experiences with exclusive deals available throughout the year from VIB’s partners.

Payments are fast and convenient at over 33 million card acceptance points, and cash withdrawals can be made at 1.9 million ATMs worldwide. To qualify for a VIB credit card, the minimum income requirement is 10 million VND per month. The maximum credit limit is 200 million VND, and the annual fee ranges from 250,000 to 400,000 VND.

Types of VIB Credit Cards:

• VIB International Chip MasterCard Standard
• VIB International Chip MasterCard Gold
• VIB International Chip MasterCard Platinum

In addition to visiting branches or service points nationwide, you can also apply for a VIB credit card online through the bank’s official app.

CONTACT INFORMATION:

Address:

• 1st and 2nd floors, Sailing Tower Building - 111A Pasteur, Ben Nghe Ward, District 1, Ho Chi Minh City
• Branch system: https://www.vib.com.vn/vn/atm-chinhanh

Phone: 1800 8180

Email: [email protected]
Website: https://www.vib.com.vn/vn/

Facebook: www.facebook.com/VIB.NHQT

The key benefit of the HSBC credit card is that the requirements for approval are relatively low. You can apply for an HSBC Visa Standard card with just a monthly income of 6 million VND. With this card, customers are granted a credit limit ranging from 12 to 60 million VND, and the annual fee is just 300,000 VND.

Additionally, HSBC cardholders can enjoy numerous perks, including discounts on shopping, earning reward points for gifts, accumulating miles for flights, and receiving shopping vouchers.

Types of HSBC Credit Cards:

• HSBC Visa Standard: Annual fee of 300,000 VND, credit limit from 12 to 60 million VND, income requirement of 6 million VND/month.
• HSBC Premier World MasterCard: Income requirement of 12-18 million VND/month, annual fee between 600,000 and 1.2 million VND/year.
• HSBC Visa Platinum: Income requirement of 20 million VND/month or more, credit limit up to 1 billion VND, annual fee of 1.2 million VND.

When applying for an HSBC credit card, customers can enjoy various shopping benefits, such as discounts, reward points, and cashback offers.

CONTACT INFORMATION:

Address:

• 1st, 2nd, and 6th floors, Metropolitan Building, 235 Dong Khoi, Ben Nghe Ward, District 1, Ho Chi Minh City
• Branch locator: https://www.hsbc.com.vn/contact/branch-finder/

Phone:

• Individual customers: 028 3724 7247 (Southern) or 024 6270 7707 (Northern)
• Platinum cardholders: 028 3724 7248
• Premier customers: 028 3724 7666

Email:

• Individual customers: [email protected]
• Premier customers: [email protected]

Website: https://www.hsbc.com.vn/

Facebook: www.facebook.com/HSBCVietnam/

The Citibank credit card is a must-have if your monthly income starts at 10 million VND or more. This card offers a convenient way to handle daily expenses such as shopping, dining, and traveling. Moreover, the points accumulated throughout the year can be redeemed for various perks, with discounts up to 50% on shopping, dining, and travel.

One of the biggest advantages of the Citibank credit card is its high credit limit, which can go up to 900 million VND.

Types of Citibank Credit Cards:

• Citi Rewards/Citi Cash Back/Citi ACE Life: Income requirement of 10-15 million VND/month, annual fee ranging from 800,000 VND to 1.2 million VND.
• Citi PremierMiles: Income requirement of over 20 million VND/month, annual fee of 1.5 million VND.
• You can also apply for a personal loan via the credit card with a limit of up to 10 times your monthly salary, or a maximum of 600 million VND.

By applying for a Citibank credit card, you will gain access to exclusive credit perks that you won't find anywhere else.

CONTACT INFORMATION:

Address:

• Ground floor, 4th, 16th, and 20th floors, Sunwah Tower, 115 Nguyen Hue, Ben Nghe Ward, District 1, Ho Chi Minh City
• Ground floor and 11th floor, Horison Tower, 40 Cat Linh Street, Cat Linh Ward, Dong Da District, Hanoi

Phone: 028 3521 1111

Email: [email protected]

Website: https://www.citibank.com.vn

Facebook: www.facebook.com/CitiVietnam

Vietcombank is one of the few banks offering a credit limit up to 1 billion VND. In partnership with Vietnam Airlines, the national airline, and American Express, a globally recognized brand, they have launched the premium Vietcombank Vietnam Airlines Platinum American Express credit card.

To cater to the diverse needs of different customer segments, Vietcombank has developed a range of credit cards, each with unique features to suit various requirements.

Additional credit card options from Vietcombank include:

• Vietcombank Diamond Plaza Visa.
• Vietcombank Vietnam Airlines American Express.
• Vietcombank Unionpay: credit limit up to 500 million VND, annual fee of only 400,000 VND.

This credit card offers a range of superior benefits in banking, aviation, insurance, travel, and entertainment.

CONTACT INFORMATION:

Address: 198 Tran Quang Khai, Hoan Kiem, Hanoi

Phone: 024 3934 3137

Website: https://www.vietcombank.com.vn/vi-VN

Facebook: https://www.facebook.com/ilovevcb/

Vietinbank (Vietnam Joint Stock Commercial Bank for Industry and Trade) currently offers two main types of credit cards: domestic and international. Within these categories, there are multiple products available to cater to different customer needs.

The process of obtaining a credit card with Vietinbank is relatively simple, with a minimum income requirement of just 2.5 million VND per month. As a state-owned bank, Vietinbank’s credit card application procedures are less stringent compared to foreign banks like Citibank, HSBC, ANZ, and Standard Chartered. The maximum credit limit for Vietinbank credit cards is 300 million VND, with an annual fee of just 120,000 VND.

Types of Vietinbank Credit Cards:

• Vietinbank International Premium Visa.
• Vietinbank International Premium MasterCard.
• Vietinbank International Premium JCB.

Upon opening a credit card, customers are provided with multiple payment options, including cash payments via automatic account deductions or bank transfers from a Vietinbank ATM account to accounts at other banks.

CONTACT INFORMATION:
Address: 108 Tran Hung Dao, Hoan Kiem, Hanoi
Phone: 1900 558 868 & 024 3941 8868
Email: [email protected]
Website: http://www.vietinbank.vn
Facebook: www.facebook.com/VietinBank/

BIDV (Bank for Investment and Development of Vietnam) is one of the largest banks in Vietnam, alongside other major banks like Agribank, Vietcombank, and Vietinbank. BIDV offers some of the most accessible credit card options in the Vietnamese market, with low-income requirements making it easier for consumers to get approved.

BIDV credit cards make it easy to handle daily transactions and manage finances effectively. With a monthly income requirement of only 4 to 7 million VND, you can easily qualify for a BIDV credit card. The maximum credit limit for a BIDV credit card is 1 billion VND, and the annual fee ranges from 300,000 to 1 million VND.

Types of BIDV Credit Cards:

• BIDV International Visa Classic Credit Card.
• BIDV Co-branded Visa Manchester United Credit Card: Credit limit up to 200 million VND, annual fee of 200,000 VND.
• BIDV International Visa Gold Credit Card.
• BIDV International MasterCard Platinum Credit Card.

BIDV’s credit card offerings are designed with a focus on inclusivity, aiming to provide access to credit for a wide range of income levels.

CONTACT INFORMATION:
Address: BIDV Tower, 35 Hang Voi, Hoan Kiem, Hanoi
Phone: 024 2220 0588 & 1900 9247
Email: [email protected]
Website: https://www.bidv.com.vn/
Facebook: www.facebook.com/BIDVbankvietnam/