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Nowadays, owning a payment card at a bank to perform transactions such as deposits, withdrawals, fund transfers, bill payments, etc., is no longer unfamiliar to many people.
Methods for transferring funds to another bank from Vietcombank
However, each individual tends to have accounts with one or several different banks. When the need for transfers arises, they often bring cash to the bank counter to transfer directly instead of knowing how to transfer money easily, quickly, and cost-effectively.
There are two main methods to transfer money to another bank from Vietcombank: online and offline. If you have ample time and want to minimize risks when transferring online, you can visit the beneficiary bank's branch/transaction office to conduct the transaction. If you are tech-savvy and want to transfer money to another bank from Vietcombank, you can use VCB - iB@nking or VCB - Mobile banking services.
1. Understanding What Interbank Transfer Is.
2. Transferring Money to Another Bank from Vietcombank.
Method 1. Direct Transfer at the Transaction Counter.
Method 2. Transfer at Vietcombank ATMs.
Method 3. Transfer via Vietcombank Internet Banking.
Method 4. Transfer via VCB -iB@nking System.
Method 5. Transfer Outside the System via Vietcombank Mobile Banking.
1. What is Interbank Transfer via Account Number?
Transferring funds between banks via account number from Vietcombank is a method of transferring funds from a Vietcombank account to the account of the recipient at another bank.
To utilize this transfer method, you need to remember your Vietcombank account number and know the recipient's account number at the bank you're transferring to.
2. Transferring funds to another bank from Vietcombank
Method 1: Direct transfer at the recipient bank's counter
To transfer money using this method, you can withdraw cash from your Vietcombank debit card and bring the cash to the recipient bank's counter to make the transfer. Transferring money within the same banking system as the recipient will shorten the transfer time (receiving money within 1-2 minutes of the transaction) and save costs. (Transfer fees within the same banking system will depend on the regulations of each bank).
If you don't want to spend time withdrawing cash, going to the recipient bank's counter for the transaction, you can withdraw money from your Vietcombank ATM account and perform interbank transfer right at Vietcombank's counter. However, this method is rarely used because the fee for interbank transfer at Vietcombank's counter is quite high and it takes time to transfer money to the recipient's account.
Method 2: Transfer money to another bank at Vietcombank ATMs
You bring your Vietcombank ATM card to the ATM, enter your PIN, press 'transfer money', fill in the recipient's information (account number, name) and follow the steps on the ATM screen.
Note: Transferring money via Vietcombank ATMs can only be done when you transfer money to banks affiliated with Vietcombank. For details about Vietcombank's affiliated bank system, please call Vietcombank's phone number (1800 54 54 13) for assistance.
Method 3: Interbank transfer via Vietcombank's Internet Banking service
Vietcombank's VCB - iB@nking service allows customers to perform transactions (access information, set up utilities, transfer funds, etc.) with the bank anytime, anywhere, using just a device connected to the internet.
To use this service, you need to bring your ID card to Vietcombank's counter and register for Vietcombank's Internet banking service.
Method 4: Transfer money to another bank within the VCB - iB@nking system
Step 1. Log in with your username and password to access the VCB - iB@nking system HERE.
Step 2. Choose 'transfer to another bank' in the 'transfer' section on the top menu or in the 'quick access' section on the left menu.
Step 3. Select the transaction type 'transfer money to account', choose the transfer method 'immediate transfer', enter recipient information (account number, name, receiving bank), input the amount, transfer description, then press 'confirm'.
Step 4. Double-check the transaction details, enter the OTP code provided by Vietcombank into the confirmation code input box, and press 'confirm' to complete the transaction.
Method 5: Transfer money outside the system via Vietcombank Mobile Banking service
Vietcombank's Mobile Banking service is an application that allows users to manage information, perform fund transfers, and pay bills directly on their mobile phones. To use the application, you need to register for Vietcombank's Mobile banking.
Steps to follow
Step 1: Log in with your username and password to access the application.
Step 2: On the display screen, click on 'transfer' => 'transfer to another bank via account'.
Step 3: Select the sending account, enter recipient information (account number, recipient name, select receiving bank), input transaction details (amount, transfer description, select transaction fee payer', then press 'continue'.
Step 4: The transaction details screen is displayed, double-check once again and press 'continue'.
Step 5: Enter the confirmation code from SMS or from the SmartOTP app, press 'continue' to complete the transaction.
This article by Mytour will guide you through 5 ways to transfer money to another bank from Vietcombank. Through this article, you will definitely learn more convenient ways to transfer money without having to go directly to the bank for transactions.
